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OntarioSeniors
Guaranteed Annual Income System (GAINS)
A monthly, non-taxable top-up for low-income Ontario seniors who receive the federal Guaranteed Income Supplement. For most people it is automatic.
Estimated value
Up to about $92/month for a single senior
Apply for this first â it unlocks other benefits: Guaranteed Income Supplement
Who qualifies
- You qualify if you are 65+, live in Ontario, and receive the federal Guaranteed Income Supplement.
How to apply
- 1
No application needed
Once you receive the federal GIS and file your Ontario taxes, GAINS is added automatically.
Go to application â
How often it is paid
Monthly
Good to know
- For most people it is automatic once you receive GIS and file your Ontario taxes.
Often applied for together
Last verified: August 31, 2026