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Federal (Canada)Seniors
CPP Retirement Pension
A monthly pension you earned by paying into the Canada Pension Plan while working. You can start it as early as 60 or as late as 70.
Estimated value
Up to $1,433/month (2025); average about $900/month for new pensioners
How to apply
- 1
Check your CPP statement of contributions
Sign in to My Service Canada Account to see your estimated pension at different ages.
- 2
Apply about 6 months ahead
CPP is not automatic â you must apply. Apply online or on paper, ideally 6 months before you want it to start.
Go to application â
Documents you will need
- Social Insurance Number
- Banking information for direct deposit
Processing time
Usually within 4 months
How often it is paid
Monthly
Often applied for together
Last verified: August 31, 2026